401k Retirement Plans for Small Business

Option 1

$50 / month*
$9 / month per
participating employee*

Low cost options for employers to build
the best retirement plans for their employees.

At Options 401(k) provide employer sponsored retirement plans for employers with two or more fulltime participating employees

Option 1

$50 / month*
$9 / month per participating employee*

Smiling employee with 401(k) pension plan.

Requires Safe Harbor 401(k) employer contribution
Participant investment management solutions
Employee Auto Enrollment

Plan Services

Op1

Option 2

$80 / month*
$9 / month per participating employee*

Employer builds benefit plan design and contribution strategy
Participant investment management solutions
Employee Auto Enrollment

Plan Services

Happy employee with 401(k). pension plan

Op2

Option 3

$130 / month*
$9 / month per participating employee*

Employer builds benefit plan design and contribution strategy
Participant investment management solutions
Employee Auto Enrollment
Option 3 plan is required if employer is moving over plan assets from their current plan

Plan Services

Op3

Convenience

Monthly payment, can be setup by Credit Card or ACH. Employers begin monthly payments in the month their account has completed the plan implementation and the first payroll deferral is completed.

No transaction fees for rollovers, employee loans and distributions, 5500 prep fees and plan terminations on all plan options.

Secure Act 2.0:
Beginning in 2023, employers implementing a 401(k) plan, with 2–50 eligible employees will receive a federal tax credit up to $5,500 per year for three years on 100% of employer plan costs.

Note:

Employers with 51 or more participating employees are eligible for custom pricing, products and services.
Options 401k’s 3(16) administrative & 3(38) fund manager fiduciary services are included on all plans.
* The fee details listed for each option do not include record keeping fees. These fees are detailed in the Adoption Agreement.